Foreign National mortgage loan

Mortgage Lending companies Fort Lauderdale

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Foreign National Program

A Foreign National mortgage loan is a loan done for a borrower that has one of the following visa: B-1, B-2,H-2,H-3, I, J-1, J-2, O-2, P-1, P-2 or resides in a Visa waiver country. Borrower must live and work in foreign country, cannot live or work in the US. The borrower qualifies under our ICF/DSCR program and qualifies just on how the property cash flows. The foreign national program includes non-owner occupied residences only. Purchase, refinance and cash out transactions.


Foreign National Program Requirements:

  • A foreign national must live and work outside the U.S. and cannot reside in the U.S.
  • The maximum LTV IS 70%.
  • 12 months reserves are required.
  • 30-year fixed mortgage only.
  • loan amounts up to $1,500,000 with a minimum of $75,000 offered
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