Foreign National mortgage loan

Mortgage Lending companies Fort Lauderdale

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Foreign National Program

A Foreign National mortgage loan is a loan done for a borrower that has one of the following visa: B-1, B-2,H-2,H-3, I, J-1, J-2, O-2, P-1, P-2 or resides in a Visa waiver country. Borrower must live and work in foreign country, cannot live or work in the US. The borrower qualifies under our ICF/DSCR program and qualifies just on how the property cash flows. The foreign national program includes non-owner occupied residences only. Purchase, refinance and cash out transactions.


Foreign National Program Requirements:

  • A foreign national must live and work outside the U.S. and cannot reside in the U.S.
  • The maximum LTV IS 70%.
  • 12 months reserves are required.
  • 30-year fixed mortgage only.
  • loan amounts up to $1,500,000 with a minimum of $75,000 offered

All About Mortgages and Loans

Foreign National Program

For the foreign national mortgage loan, borrowers are given a loan if they have any of these visas: P-1. P-2. O-2, J-1, J-2, I, H-2, H-3, B-1, B-2 or stays in a country with a visa waiver.

Foreign National Program

Borrowers are required to work and live in another country, unable to live or work in the US. Based on the ICF/DSCR program, the eligibility of borrowers is determined by the cash flow of the property.

Foreign National Program

The foreign national program can be used only for non-owner-occupied properties for cash-out transactions, purchases, and refinance.

Home refinance

Do you want to carry out a significant remodeling project or want to sell your home for a profit? The best option is refinancing your home.

Home refinance

This implies buying out your current loan and replacing it with one that is most appropriate for your demands.

Home refinance

Also, it can help to reduce your interest rate and possibly, your monthly payment. Apart from this, it can reduce the lifespan of your loan and modify your loan insurance by extending or reducing it, based on your circumstance.

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